Creating a budget to improve your financial situation
Credit Sesame on why creating a budget is a good idea. 63% of Americans live paycheck to paycheck. This can make financial management challenging. Paying bills, funding retirement, creating an...
View Article13 states that do not tax retirement income
Credit Sesame’s ABC of states that do not tax retirement income. Planning for retirement? Are you liable for tax on your retirement income? Some retirement distributions are considered income and...
View ArticleFederal government Secure 2.0 Act for gig workers
Credit Sesame discusses the Secure 2.0 Act retirement law. Without the workplace retirement plans that full-time employees are often offered, freelancers, gig workers and other types of contract...
View ArticleCredit card hacks: maximizing card rewards and saving money
Credit Sesame on maximizing card rewards and saving money. Making the most of your credit card rewards shouldn’t require a complex spreadsheet and knowing every last detail in your card’s fine print...
View ArticleCredit card spending and ways to lower your credit utilization ratio
Credit Sesame on how to lower your credit utilization ratio. A credit card is an easy way to buy almost anything at any time. Impulse purchases, going out to dinner with friends, an extra drink at the...
View ArticleHow to establish credit without credit cards
Credit Sesame with suggestions on how to establish credit without credit cards. Life is expensive enough without a poor credit history. Without good credit, you may not get the apartment or job you...
View ArticleCredit card fraud and how to avoid it
Credit Sesame discusses credit card fraud, steps to avoid it and what to do if it happens to you. In the Apple TV+ show “The Big Door Prize,” a mysterious machine offers residents of a small town a...
View ArticleBiggest credit card mistakes
Credit Sesame on credit card mistakes and how to avoid them. Mistakes happen, and they can often be forgiven. However, make a mistake using your credit card and you may not be forgiven easily. Some...
View ArticleFinancial considerations when moving to a new state
Credit Sesame outlines financial considerations when moving to a new state. The average American moves 11.7 times in their lifetime. That can be exhausting and can become more so when moving to a new...
View ArticleHow to save when buying a car
Credit Sesame with some thoughts on how to save when buying a car. Buying a new car can be one of the most frustrating purchases in a consumer’s lifetime. While it’s not the biggest expense ever,...
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